Archive for the ‘Finance’ Category
Posted by Craig on October 16, 2011
Article published in AFR BOSS: People practices of high-performing companies.
We know intrinsically that good leadership leads to strong financial performance. But, to date, it’s been rare to get hard evidence of that link in Australian companies. A landmark research report, released this month, has now applied some science to identifying exactly which people management strategies correlate with better financial results. See the full article here …
Posted in Finance, Human resources, Leadership | Tagged: financial performance, high performance, human capital, Leadership, people performance, talent management | Comments Off
Posted by Craig on June 14, 2011
Article published in Risk Management magazine: Getting AML right.
With AUSTRAC taking a more active approach in enforcing anti-money laundering laws, risk management professionals need to be vigilant when it comes to compliance, writes Craig Donaldson. See the full article here (PDF scan) …
Posted in Finance, Risk management | Comments Off
Posted by Craig on June 1, 2011
Article published in Risk Management magazine: Building internal audit from the ground up.
The Hollard Insurance Company has taken a whole-of-business approach in building a strong internal audit program, writes Craig Donaldson. See the full article here …
Posted in Finance, Risk management | Comments Off
Posted by Craig on May 21, 2011
Article published in Risk Management magazine: Chinks in the armour.
Fraud is an ongoing issue for many Australian organisations. Craig Donaldson looks at the latest fraud trends, explores the most common vulnerabilities and details how companies can take a proactive and preventative approach to fraud. See the full article here, starting page 12 …
Posted in Finance, Risk management | Comments Off
Posted by Craig on May 6, 2011
Article published in Risk Management magazine: The risks of a rising dollar.
With a high Australian dollar, companies should revisit their risk management strategies and implement good hedging policies, writes Craig Donaldson. See the full article here …
Posted in Finance, Risk management | Comments Off
Posted by Craig on February 13, 2011
Article published on BankWest website: Your 5 minute guide to refinancing your home loan.
In the past years, many borrowers stuck with their home loan for the duration of their loan until fully paid off. However, with increased competition and many new lenders entering the market in recent years, borrowers are much more willing to refinance their loans for a number of reasons. See the full article here …
Posted in Copywriting, Finance | Comments Off
Posted by Craig on February 13, 2011
Article published on BankWest website: Top 7 tips to help you pay off your home loan sooner.
While a home loan will be the most expensive purchase of most peoples’ lives, there are a number of steps that borrowers can take to pay off their home loan sooner. See the full article here …
Posted in Copywriting, Finance | Comments Off
Posted by Craig on February 13, 2011
Article published on BankWest website: Your 5 minute guide to Home Loans and Interest Rates.
A home loan is the most common means of buying your own property. Home loans are provided by a lender, most often a bank, on the basis that the initial amount borrowed (the principal) will be repaid on a regular set basis, together with interest, which is essentially a fee charged by the lender for borrowing the money. See the full article here …
Posted in Copywriting, Finance | Comments Off
Posted by Craig on February 13, 2011
Article published on BankWest website: 7 Common Home Loan Myths.
Buying a home will usually be the biggest investment that most Australians make. Before you wade into the home loan market, however, there are a number of common mortgage myths that need to be dispelled in order to get the best home loan deal. See the full article here …
best deal
Posted in Copywriting, Finance | Tagged: home loan mistakes, home loans, misconceptions, mortgages, myths, pitfalls | Comments Off
Posted by Craig on January 28, 2011
Article published on Allianz website: Fine for an unlocked car.
Did you know that in some States, you can actually get fined if you walk away from your car without locking it? You can even get fined if your windows are wound down too far while the car is unattended. See the full article here …
Posted in Copywriting, Finance | Comments Off
Posted by Craig on January 28, 2011
Article published on Allianz website: Comparing car insurance quotes: how to pick the best policy.
When it comes time to pay your car insurance, you can save money by comparing insurance quotes. See the full article here …
Posted in Copywriting, Finance | Comments Off
Posted by Craig on January 28, 2011
Article published on Allianz website: Is comprehensive car insurance right for me?
In shopping around for the best comprehensive car insurance policy, one of the basic choices you need to make is whether you really need comprehensive car insurance, or whether third party property insurance is adequate. See the full article here …
Posted in Copywriting, Finance | Comments Off
Posted by Craig on September 18, 2010
Article published in CFO magazine: Grand designs.
The Henry review recommended a number of key changes to property tax. Craig Donaldson looks at some of the challenges in formulating one of the favoured options for a stable tax base. See the full article here …
Posted in Finance | Tagged: henry review, land tax, property development, property tax, real estate development, real estate tax, tax reform | Comments Off
Posted by Craig on April 26, 2010
Article published in HR Leader magazine: At the compliance coalface of superannuation.
Compliance with superannuation rules and regulation is an oft-moving goalpost for HR and employers. HR Leader examines some of the latest issues and trends in superannuation and looks at how employers can tick all the compliance boxes. See the full article here …
Posted in Finance, Human resources | Tagged: choice of fund, compliance, employer contributions, higher contributions, legal requirements, salary sacrifice, superannuation, superannuation guarantee | Comments Off
Posted by Craig on April 23, 2010
Article published in Risk magazine: The risks of relying on credit agencies.
Former Citigroup leaders recently claimed that they didn’t look too closely at mortgage assets in the lead up to the GFC because they were AAA-rated, bringing into question both the credibility of credit-rating agencies and the internal risk processes of banks globally. See the full article here …
Posted in Finance, Risk management | Tagged: Citigroup, collateralised debt obligations, Financial Crisis Inquiry Commission, Moody’s Investors Service, residential mortgage-backed securities, Risk management, Standard & Poor’s | Comments Off
Posted by Craig on April 9, 2010
Article published in HR Leader magazine: Executive remuneration: striking a balance.
There will be increased attention on executive remuneration in the wake of the global financial crisis. HR Leader examines some of the thorny issues and looks at how companies can get the executive remuneration balance right. See the full article here …
Posted in Finance, Human resources | Tagged: best practice, executive pay, executive remuneration, executive salaries, remuneration committees, remuneration guidelines, remuneration policies | Comments Off
Posted by Craig on February 22, 2010
Article published in CFO magazine: Measure up.
Financial chiefs can transform people management from a warm and fuzzy art to a quantifiable process, Craig Donaldson writes. See the full article here (subscription only) …
Posted in Finance, Human resources | Tagged: Finance, HR, Luxottica, measurement, people measurement, quantifying HR, return on investment, ROI, Starbucks | Comments Off
Posted by Craig on December 3, 2009
Article published on ninemsn: Fail! The 10 worst business decisions.
Over the centuries, there have been some crackers when it comes to bad business decisions. Craig Donaldson lists 10 of the classic additions to the hall of bad business decisions fame. See the full article here …
Posted in Finance, Risk management | Tagged: bad business decisions, business strategy, decision making, poor business choices, worst business decisions | Comments Off
Posted by Craig on November 24, 2009
Article published on ninemsn: How to protect your business against interest and currency rate change risks.
Businesses need to prepare themselves for both higher interest rates and the possibility of a strong Australian dollar over the years to come, writes Craig Donaldson. See the full article here …
Posted in Finance, Risk management | Tagged: business risks, currency rate changes, interest rate changes, interest rate trends, managing currency rates, Risk management | Comments Off
Posted by Craig on September 10, 2009
Article published in CFO magazine: Value in people.
Although it is hard to measure and often ignored by analysts, improved employee engagement delivers better financial performance and a higher share price. Craig Donaldson reports. See the full article here (subscription only) …
Posted in Finance, Human resources, Leadership | Tagged: analysts, ASX, employee engagement, intangibles, measuring human capital, people measurement, return on investment, ROI, share price, stock prices | Comments Off